Why We Believe
Our belief is markets are efficient and current market prices reflect the total collective knowledge and expectations of all investors. Price changes are due to unforeseen events and the next piece of news is random. It does NOT matter whether the news is good or bad but it DOES matter whether it's better or worse than expected as the Efficient Market Hypothesis (EMH) states. We sense a growing shift away from traditional approaches to investing and feel these differences set us apart.
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Out
- Speculating
- Prediction
- Individual stocks, sectors and managers
- Market-timing
- Breaking News
- Emotion
- Commission-based Brokers
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In
- Investing
- Planning
- Asset Classes
- Buy, Hold and Rebalance
- Efficient Markets
- Science
- Fee-only, Fiduciary Advisors
We believe in efficient market investing and its implications outweigh active management strategies. Active managers cannot consistently add value through security selection and market timing. We deliver passive investment strategies based on academic research to provide you with capital market returns. Utilizing Dimensional Fund Advisors provides an advantage to you by minimizing transaction costs and enhancing returns through deliberate and appropriate trading as well as fund engineering.
Benefits of Passive Investing versus Active Investing
- Lower Portfolio Turnover
- Lower Operating Expenses
- Greater Control of Asset Allocation
- Greater Tax Efficiency
- Lower Transaction Costs
- Broad Diversification and Risk Reduction within Asset Classes
