How We Work With You
Controlling the events that you can is crucial to executing a successful long term wealth management program. Our role is to keep you focused on the long term plan and avoid the emotional decisions that occur as a result of listening to the financial media.
What do we focus on when implementing your wealth management program?
- Together we develop and sign your Investment Policy Statement (IPS). This is a custom road map for your plan that forces making rational and informed decisions that adhere to your goals and long-term plan. By allocating different asset classes to provide broad diversification so you do not take more risk than ability, willingness or need dictates.
- We apply a multi-level tax management strategy when managing your portfolio. Taxes can dramatically affect portfolio performance. We have access to tax-managed mutual funds for taxable accounts in addition to using proper asset location and year-round tax-loss harvesting in your portfolio.
- We meet and communicate on a regular basis to review changes in your life is an important aspect for proper implementation of your plan. Rebalancing the portfolio is essential to managing risk. This ensures that we adhere to the Investment Policy Statement signed at the beginning of our planning.
We know that your circumstance requires customized solutions which will be based on your ability, willingness and need to take risk. While we will use the same methodology, Modern Portfolio Theory and asset class funds for all our clients, your plan will be uniquely yours. Our passive asset class investing approach does require us to actively evaluate your investment and wealth management strategies.
